SDAudit Pricing Packages
Choose the level of scrutiny and legal depth that fits your situation. All audits are confidential and independently prepared by our expert Audit Engineers.
- Thorough Analysis
- Court-Admissible Reports
- Expert Analysis
Contract Review Audit
$597
- Verify interest rate, loan term, and total payments
- Analyze APR accuracy and amortization schedule
- Check for Truth in Lending Act (TILA) violations
- PDF report (5–7 pages) with summary findings
- Delivered within 5–7 business days
Securitization Audit
$997
- Includes everything in Contract Review Audit
- SEC & MERS database checks for loan trust registration
- Chain of assignment and endorsement investigation
- Red Flag summary index with visual indicators
- Full PDF report (8–12 pages), delivered in 3–5 days
- Email support for report interpretation
Legal-Grade Audit Package
$1497
- Includes everything in Securitization Audit
- Court-ready PDF packet with exhibits and affidavit
- Expert declaration included for court filing
- Detailed analysis with citations (15–20 pages)
- Expedited turnaround: 2–3 business days
- Optional certified mailing and notarized copy
How Your Audit Could Change Everything
Financial Relief
Imagine the weight lifting off your shoulders when you discover you’ve been overpaying for years. Our audits often uncover errors that translate into reduced monthly payments or lump sum refunds.
The emotional impact: Less financial stress, more money for what matters most in your life, and the confidence that comes from knowing exactly where you stand.
Protection & Security
In today’s complex financial world, knowledge is your best defense. An audit arms you with verified information about your loan that lenders can’t simply dismiss or talk around.
The emotional impact: Peace of mind knowing that you’re protected from predatory practices and have solid documentation to back your position.
Empowerment Through Knowledge
Many borrowers feel intimidated by financial institutions and their complex terminology. Our audit reports translate the confusing jargon into clear explanations of what’s really happening with your loan.
The emotional impact: Confidence in your financial decisions and the ability to negotiate from a position of strength and understanding.
Hope for a Better Future
For those struggling with overwhelming debt, an audit can reveal options you never knew existed. Many clients have used our findings to secure loan modifications or even loan dismissals in cases of serious violations.
The emotional impact: Renewed optimism about your financial future and a clear path forward when you may have felt trapped.
Why Trust SDAudit With Your Financial Future?
Proprietary Analysis Technology
Our Audit Engineers use specialized data terminals and proprietary algorithms to detect issues that standard reviews miss entirely.
Financial Industry Experience
Our team includes former banking professionals and securities specialists who understand the inner workings of loan servicing.
Proven Success Record
Thousands of clients have used our audit findings to secure financial relief and protect their interests.
Client-Focused Approach
We believe in empowering borrowers with knowledge and delivering results that make a tangible difference in your financial situation.
Common Issues Found in Loan Audits
Mortgage Securitization Issues
Industry studies show that loan securitization practices often contain documentation errors that can affect the validity of collection efforts. Common issues include broken chains of assignment and missing endorsements.
These types of findings have been documented in court cases nationwide and can provide leverage for borrowers in legal proceedings.
TILA Compliance Violations
Truth in Lending Act violations are commonly found in loan documentation. These can include incorrect APR calculations, missing disclosures, or improper notice requirements that may entitle borrowers to statutory damages.
TILA violations have specific legal remedies under federal law that borrowers can pursue when properly documented.
Ready to Discover What’s in Your Loan?
Don’t let another day pass paying more than you should. Our expert audit could reveal issues that save you thousands of dollars over the life of your loan.
Not sure which package is right for you? Read our FAQ or contact us for personalized guidance.