SDAudit Help Center
Frequently Asked Questions
Answers about forensic securitization audits, the document-review process, and what to expect after ordering.
How the SDAudit Process Works
1. Choose your audit package
Select the level of review and detail that fits your needs and budget.
2. Submit documents
After payment, you will be directed to the secure intake process for the information and loan documents needed for your audit.
3. Receive your report
Our audit team reviews the material and delivers a comprehensive report with findings and potential next steps.
General Questions
What exactly is SDAudit?
SDAudit is a forensic securitization audit firm. We trace the available ownership chain on securitized loans, from origination through trust assignment, and identify documented issues in the transfer history.
What types of loans can you audit?
We audit loan types that may have been securitized or sold into a trust structure, including mortgage loans, auto loans, student loans, personal loans, and credit-card accounts.
How is SDAudit different from other audit services?
Our reports focus on the records behind the claimed ownership chain, including available SEC EDGAR filings, PSA terms, MERS records, and trust-level information. We provide document analysis, not legal representation.
Do I need a legal problem to benefit from an audit?
No. Some clients request an audit proactively. If there is an existing dispute, foreclosure, or collection action, discuss the findings with qualified legal counsel.
Are audit reports confidential?
Client information, loan documents, and audit findings are handled as confidential information and delivered through the appropriate intake and client-delivery process.
How Audits Have Helped Others
Documented transfer issue
“The report showed the assignment on my auto loan was recorded 47 days after the date the trust documents gave as the cutoff. I took it to my attorney.”R. Castillo, Auto Loan Client, Nevada
Ownership review
“The report traced every recorded assignment and flagged two where the notary blocks did not match the rest of the file. Each one cited the document it came from.”S. Nguyen, Mortgage Audit Client, California
Trust funding review
“SDAudit laid out what the trust’s public filings said about which loans it held, and where my file did not line up with that. My lawyer took it from there.”T. Okafor, Legal-Grade Audit Client, Georgia
These are individual client experiences describing what a report documented. They are not typical results, not a prediction of what a review would find in any other loan file, and not a statement about the legal effect of any finding. SDAudit prepares document analysis only and does not provide legal advice.
Ready to discover what is in your loan?
Start with the audit package that fits your loan type and the records you need reviewed.