Frequently Asked Questions
Everything you need to know about our professional loan audit services and how they can help you identify potential issues with your loans.
How The SDAudit Process Works
Choose Your Audit Package
Select the level of scrutiny and detail that fits your needs and budget from our three comprehensive audit options.
Submit Documents
After payment, you’ll be guided to our secure intake form where you can provide information and upload relevant loan documents.
Receive Your Audit Report
Our Audit Engineers will analyze your documents and deliver a comprehensive report with findings and potential next steps.
Why Choose Professional Auditing?
Many borrowers are surprised to discover errors in their loans. Our specialized audit process identifies issues that could lead to reduced payments, cash refunds, or even loan dismissals in some cases. With access to proprietary databases and expert analysis, we find what others miss.
FAQ Categories
General Questions
What exactly is SDAudit?
SDAudit is a professional financial audit service that examines loan documents and financial agreements to identify errors, violations of lending laws, and other issues that may benefit borrowers. Our team of Audit Engineers uses specialized tools and databases to uncover information that may help you save money, reduce payments, or in some cases, challenge the validity of your loan.
What types of loans can you audit?
We can audit virtually any type of consumer loan, including mortgages, home equity lines of credit (HELOCs), auto loans, student loans, personal loans, and credit card agreements. Each type of loan has its own specific regulations and potential issues that our specialized audit process can identify.
How is SDAudit different from other audit services?
Unlike general financial advisors or standard loan reviewers, our Audit Engineers have access to proprietary databases and use specialized data parsing tools that allow us to dig deeper into the technical aspects of your loan. We examine aspects that others miss, including securitization issues, chain of title problems, and regulatory violations that can provide significant leverage for borrowers.
Do I need legal problems to benefit from an audit?
Not at all. While our audits can certainly help those in foreclosure or legal disputes, many of our clients are simply looking to verify that their loans are legitimate and being serviced correctly. Proactive auditing often uncovers issues that can lead to savings through refinancing, loan modifications, or other remedies before problems escalate.
Are your audit reports confidential?
Absolutely. We maintain strict confidentiality for all client information and audit results. Your financial data and any findings are securely handled and only shared with parties you specifically authorize.
How Our Audits Have Helped Others
Payment Reduction
“The audit uncovered calculation errors in my mortgage that led to a $350 monthly payment reduction after my lender corrected the issues.”
Full Loan Dismissal
“The securitization issues identified in my audit were so significant that my attorney was able to get my second mortgage completely dismissed.”
Cash Refund
“After presenting the audit findings, my auto lender issued a $3,200 refund for improper fees and interest overcharges they had applied.”
Ready to Discover What’s in Your Loan?
Join thousands of borrowers who have uncovered hidden issues and saved money through our professional audit process.